0% APR Motorcycle Clothing Finance

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Adjust spend & finance term to your budget:


Term Option
Total Spent (£)
Deposit Percentage (%)
£0.00

per month

Total Value of Goods £0.00, with £0.00 deposit. Total loan amount is £0.00. Loan agreement lasts 0 months at 0% APR. Total amount payable £0.00
 

GetGeared is an introducer of regulated credit products provided exclusively by Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply. There is a Frequently Asked Questions section on http://www.pay4later.com/.

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If you’d rather discuss your needs with a member of the team, Let us call you!

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Not convinced? Here is more detail on how it works
 

Lengthy paperwork?   Not here!   5-minute online application.
The online application process is smooth, short and a loan decision is often given instantly. These are the main screens you will see when completing the online Pay Monthly application:

 
 

Not for you?   Acceptance rates of up to 84.9%!*

Pay Monthly Finance is here to help

Most purchases over £279 qualify for 0% APR Finance. So whether you need to free up cash for everyday expenses or you want to splash out on a top-spec item, spreading the cost of the purchase over 6, 12 or 24 months makes sense! We also offer longer payment terms starting on a low 9.9% APR.

Pay Monthly Finance is simply one of your payment options

Shop as you would normally. Remember that your basket total needs to exceed £279 for the purchase to qualify for Pay Monthly Finance. When you proceed to the Check-Out, select the Pay Monthly option that fits your requirements. The application process is completely online and takes only 5 minutes to complete. In most cases you will be given an instant decision.

 

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There are a few things to be aware of

Discount or Voucher codes don’t mix with Pay Monthly Finance: 0% APR and low rate Finance Packages like these are discounts in their own right and GetGeared pays the financing costs on your behalf. If you have added already a Voucher code, it (and the corresponding discount) will be removed. Gift Vouchers are not affected and can be used (please be aware that a Gift Voucher reduces the total amount to be paid and financed amount has to remain above £250.00).

And all of the following has to be true for you: You must be a UK resident, aged 18 years or over. Your address history has to be continuous and longer than 3 years. You need to have a UK bank account that accepts Direct Debits. The order must be delivered to your home address. You must be in full-time employment, unless you are lucky enough to be retired or have a spouse in full-time employment.

Need it flexible?   Available from only £250 loan value.

 

Frequently asked questions

If your questions are not answered below please call the GG Team on 01372 225100.

Can I get finance on motorcycle clothing?

Yes. You qualify for credit finance if you are a UK resident aged 18 years or over. Final acceptance of your credit finance application is subject to status.

Do ‘Pay Monthly’ finance options cost more?

No. On a 0% APR finance deal, the price you pay today is the same price that you pay over the payment term. You simply spread the investment over 6, 12 or 24 months. Get the most out of the 0% APR options: Set your monthly payment target and select the length of the agreement accordingly.

What’s the minimum deposit?

A low 10% minimum deposit is required. You can put down up to 50% of the order value to reduce the monthly payments, if you so wish.

Is there a minimum purchase value?

You have to borrow £250 or more: That means to you, the minimum basket value is £279 (£279 less a minimum £28 deposit takes you just over the £250 minimum borrowing limit).

What is the minimum I can pay over what length of time?

You are in control: Choose between a 6, 12, 24 or 36 months loan repayment period. A longer period reduces the size of the monthly payments. The minimum payment on a 0% APR Finance package is currently as low as £10.42 per month (£250 loan amount spread over 23 payments plus one payment of £10.34).

How do the monthly payments work?

It’s totally easy: Your monthly payments will be collected by Direct Debit from your bank account. The first payment typically is taken one month after the purchase date and then normally the same day every month thereafter.

Can I pay back early an outstanding loan amount?

You sure can and at any time! Simply contact Close Brothers Retail Finance. They will calculate and send you your settlement figure (the settlement figure and date are calculated within the rules of the Consumer Credit Act):

Close Brothers Retail Finance, Dee House, St Davids Park, Flintshire, CH5 3XF
Phone: 0844 880 6542
Email: [email protected]

Important additional information:

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). There is a Frequently Asked Questions section on http://www.pay4later.com/. Close Brothers Ltd is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and operates under registration # 124750.

* Acceptance rates vary: The average acceptance rate for GetGeared is 66%. 0% APR available on Finance packages up to 24 months in length.